If you’re self-employed and thinking about buying a home, you might worry that getting approved for a mortgage will be more complicated than it is for someone with a W-2 job. Self-employed borrowers can absolutely qualify for a mortgage, but…
Buying a home in Fort Wayne or anywhere in northeast Indiana brings up plenty of options, and sorting through them can feel like a full-time job in itself. **A conventional loan is a mortgage not insured by the federal government,…
If you’ve built up equity in your Indiana home, you might be wondering what’s the best way to access some of that value—without selling or taking on major debt you don’t need. **A cash-out refinance is a type of mortgage…
Buying a home for the first time is exciting, but sorting through different loan types can feel confusing if you’re not sure where to start. Conventional loans are mortgages that are not insured by the government, while FHA loans are…
Buying a home comes with enough decisions as it is, and figuring out the right loan shouldn’t add to your stress. **A conventional loan is a home loan that’s not backed by the government and is typically offered through banks…
If you’ve been thinking about buying your first investment property but aren’t sure how the financing works, you’re definitely not alone. **An investment property loan is a mortgage designed for the purchase or refinance of real estate that you intend…
If you’re looking at your mortgage statement and wondering how to tap into your home’s equity for a big purchase or debt payoff, you’re not alone. **A cash-out refinance is a mortgage option that lets you replace your current loan…
If you’ve been looking at homes in Fort Wayne, but the talk around down payments, credit scores, and loan approvals is starting to feel like a foreign language, you’re not alone. An FHA loan is a government-backed mortgage that typically…
Refinancing your mortgage sounds simple, but deciding if it’s the right move can bring up more questions than answers. Before running numbers, I ask a focused set of questions to make sure you’re getting a refinance that fits your goals…
If you’re self-employed and looking at a home purchase or refinance, you’ve probably heard that qualifying for a mortgage can be more involved than it is for traditional W-2 employees. **A self-employed mortgage is any home loan where your earnings…
